Secure Your Financial Future

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Privacy Policy

Effective Date: January 1, 2026

ValuePension is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you use our services.

Information We Collect

We collect information you provide directly to us, such as when you create an account, request services, or contact us. This may include your name, email address, phone number, financial information, and other personal details necessary for retirement planning.

How We Use Your Information

We use your information to provide pension planning services, communicate with you about your account, improve our services, and comply with legal obligations. We may also use your information to send you relevant financial education materials and service updates.

Information Sharing

We do not sell or rent your personal information to third parties. We may share your information with trusted service providers who assist us in operating our business, but only as necessary to provide our services to you.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Contact Us

If you have questions about this Privacy Policy, please contact us at [email protected] or +1 212-847-3029.

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Terms of Service

Effective Date: January 1, 2026

Welcome to ValuePension. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these terms.

Services

ValuePension provides retirement planning and pension advisory services. Our services include but are not limited to retirement planning consultation, investment advisory, and pension optimization strategies.

User Responsibilities

You agree to provide accurate and complete information when using our services. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

Financial Advice Disclaimer

Our services are provided for informational and advisory purposes. All investment decisions are ultimately your responsibility. Past performance does not guarantee future results, and all investments carry risk of loss.

Limitation of Liability

ValuePension shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with our services, except as required by applicable law.

Modifications

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website.

Contact Information

For questions about these Terms of Service, contact us at [email protected] or +1 212-847-3029.

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Disclaimer

Last Updated: January 1, 2026

Investment Risk Disclosure

All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. The value of investments and the income derived from them can go down as well as up, and investors may not get back the full amount invested.

Professional Advice

The information provided by ValuePension is for educational and informational purposes only and should not be construed as specific investment, legal, or tax advice. You should consult with qualified professionals regarding your individual circumstances.

No Guarantee

ValuePension makes no representations or warranties regarding the accuracy, completeness, or timeliness of any information provided. We do not guarantee any specific investment performance or outcome.

Regulatory Compliance

ValuePension operates in compliance with applicable federal and state regulations. Our advisors are properly licensed and registered as required by law.

Market Volatility

Financial markets are subject to volatility and uncertainty. Economic conditions, market trends, and other factors can significantly impact investment performance and retirement planning strategies.

Individual Circumstances

Every individual's financial situation is unique. Retirement planning strategies that work for one person may not be suitable for another. Always consider your personal financial circumstances, risk tolerance, and retirement goals.

For specific questions about how these disclaimers apply to your situation, please contact us at [email protected] or +1 212-847-3029.